If your budget is around 10L(ex-showroom) then go for Hyundai Creta base model(value for money), as it provides more features than Kia Seltos hte,htk,htk+.if u r going to buy expensive model than this, then go for Kia Seltos which provides more features in it's top models(15L -18L on road),comparing to Hyundai Creta.